| Withdrawals: | |
| RRSP (RSPGRP, RSPVAR, RSPHISA) | $35.00 |
| TFSA (TFSHISA) | $1.90 |
| FHSA (FHSHISA) | |
| Qualifying Withdrawal | $0.00 |
| All Other Withdrawals | $35.00 |
| RRIF (RIFVAR) | $0.00 |
| RESP | $0.00 |
| Other Fees: | |
| Transfer to another institution | $100.00 |
| Duplicate Tax Slips | $10.00 |
| Records Search | $25.00/hr1 |
| Specialized Registered Plan Assistance Concentra Trust/Equitable Bank | $275.00/hr |
Redemption of Term Deposits prior to Maturity Date:
RRSP not redeemable prior to maturity
TFSA not redeemable prior to maturity
FHSA not redeemable prior to maturity
RRIF redeemable without penalty for withdrawal only (not transfer)
RESP redeemable without penalty for withdrawal only (not transfer)
All Escalator Term Deposits sold starting October 1st, 2019, are redeemable
If redeemed within the first 6 months, no interest will be paid
If redeemed after the first 6 months, interest will be paid up until the date of redemption at the posted rates within the product
All Escalator Term Deposits set up prior to October 1st, 2019, remain non-redeemable
