​Your Chequing Account

• Pre-Authorized Debits  $ 0.90

• Cheque Clearing  $ 0.90

• Point of Sale Direct Payments  $ 0.90

• Interac® e-Transfers  $ 0.90

• Interac® Online Payments  $ 0.90

• Utility Bill Payments

  • Online/telephone banking  $ 0.90    

  • Branch, including ATM  $ 1.00

  • Hydro Quebec (branch/phone/online)  $ 1.50

• ATM Withdrawals    

  • Your CU/Exchange Network ATM's   Unlimited    

  • Surcharge at all other CDN ATMs  $ 2.00

  • Surcharge at all US and International ATMs  $ 4.00

• In-Branch Withdrawal  $ 0.90

• In-Branch Bill Payment  $ 1.00

NOTE:  There is NO Package fees for Seniors (59+) or Youth (under 26)

  A $8 EGenius Package which includes:

• Unlimited Pre-Authorized Debits

• Unlimited Pre-Authorized Credits

• Unlimited Point of Sale Debits

• Unlimited Interac® e-Transfer

• Unlimited Interac® Online Payments

• Unlimited Utility Bill Payments - paid Online/App/Telephone

• ATM Withdrawals -

  • YCU/Exchange ATM's - Unlimited

  • All Other CDN ATM's - $2.00 each

  • All US and International ATM's - $4.00 each

**Not included are cheques, and any In-Branch transactions

***If a minimum monthly balance of $2000 is maintained throughout the month, the monthly package fee is waived

A $10 Smart Package which:

 Includes 30 Every Day Type of Transactions per month

• Pay per use after the 30

Every Day Types of Transactions include: 

• Cheque Clearing

• Point of Sale Debits

• Interac® e-Transfers (credit or debit)

• Interac® Online Payment

• Utility Bill Payments

• Pre-Authorized Debits

• Pre-Authorized Credits

• Remote Deposit Capture

• In-Branch Withdrawals

• In-Branch Deposits

• In-Branch Utility Bills

• ATM Withdrawals -

  • YCU/Exchange ATM's (deposit, bill payment or withdrawal) - Unlimited

  • All Other CDN ATM's - $2.00 each

  • All US and International ATM's - $4.00 each

***If a minimum monthly balance of $2000 is maintained throughout the month, the monthly package fee is waived

A $20 Unlimited Brilliant Package which includes:

• Cheque Clearing

• Point of Sale Debit

• Interac® e-Transfers (credit or debit)

• Interac® Online Payment

• Utility Bill Payments

• Pre-Authorized Debits

• Pre-Authorized Credits

• Remote Deposit Capture

• In-Branch Withdrawals

• In-Branch Deposits

• In-Branch Utility Bills

• ATM Withdrawals -

  • YCU/Exchange ATM's (deposit, bill payment or withdrawal) Unlimited

  • All Other CDN ATM's - $2.00 each

  • All US and International ATM's - $4.00 each

***If a minimum monthly balance of $2000 is maintained throughout the month, the monthly package fee is waived